International Commercial Auto Insurance for Your Fleet

Your Fleet is Covered Worldwide—With One Policy

Get one commercial vehicle fleet insurance policy to cover all your auto-related hazards across borders, even in high-risk regions. We include liability, as well as theft and collision protection during transportation, operation, and when parked. Political Violence and other extensions are also available.

Buses, Trucks, Motorcycles, Armored vehicles, Cars, Vans, SUVs

Fleet of work vehicles traverse dirt road in the country.

Specifically Designed For

Global organizations

NGOs / Nonprofits

Humanitarian Aid / Faith Based Organizations

International schools

Government contractors

Organizations operating in high-risk areas

Operating a fleet across international borders presents unique challenges: complex regulations, varying risk landscapes, and the potential for costly disruptions. In some parts of world poor infrastructure, car-jacking, and theft are everyday risks.

With these risks in mind, Clements developed WorldAuto, a program providing international commercial auto insurance for corporate fleets.

One Policy for Your Entire Fleet—Worldwide

Benefits of International Commercial Auto Insurance

With our global commercial fleet insurance, you gain more than just coverage; you gain a strategic partner committed to your organization’s success on a global scale. Our team will work with you to create a customized program that meets your organization’s needs and budget. We specialize in high-risk areas and can provide physical damage and liability coverage against every vehicle-related hazard – even across borders.

Streamline Your Global Operations

Multinational organization? Imagine managing a single, centralized commercial insurance policy for your entire fleet, regardless of the country of location. Eliminate the administrative burden of juggling multiple local auto policies, freeing up valuable time and resources.

Consistent Protection Across Diverse Environments

Your fleet faces a spectrum of risks. With our expertise in conflict regions and a deep understanding of international markets, we provide tailored coverage that adapts to your unique operational realities.

Gain Confidence in Expert Claims Management

When incidents occur, you need a partner who can act swiftly and effectively. Our multilingual in-house team handles the entire claims process, from initial reporting to resolution, ensuring seamless support and minimizing downtime.

Mitigate Risk and Optimize Performance

Proactive risk analysis and performance management are crucial for minimizing losses and maximizing efficiency. We provide the insights and support you need to make informed decisions and optimize your fleet’s performance.

Protecting Your Fleet & Personnel: Essential Coverage Enhancements

Operating in politically volatile regions requires specialized protection. Leveraging our decades of experience with nearly half of the vehicles we cover being in high- or extreme-risk countries, we provide optional extensions to cover excess liability and personal accidents that addresses the unique risks you face. That’s why we created an optional extension that reimburses clients for the full value of their vehicles in case of political violence, civil unrest, or acts of terrorism. We also offer extensions

Excess Liability

Eliminate Financial Gaps: Basic local insurance often doesn’t cover a full claim settlement in the case of an accident. Gaps like this can leave you with significant financial burdens. Our commercial auto insurance eliminates this potential shortfall. The supplemental automobile Excess Liability Insurance increases your coverage limits and extends your protection worldwide.

Political Violence Extension

Secure Your Assets Against Unpredictable Threats: Most fleet insurance policies exclude damage caused by civil unrest. Operating in politically volatile regions requires specialized protection. Our Political Violence extension addresses your unique risks by reimbursing you for the full value of your vehicles in case of strikes, riots, malicious damage, sabotage, war, or terrorism.

Personal Accident Extension

Provide Critical Workforce Support Where Local Policies Fall Short: Your vehicles are important, but so are your people. A single incident with you vehicle resulting in permanent disability or death can have devastating financial consequences. Our Group Personal Accident extension provides critical financial stability where local policies fall short, ensuring your employees and their families are protected, no matter where they operate.

One Centralized Policy for All Your Vehicles Worldwide

Let’s discuss how we can help protect your international vehicle fleet.

With over 75 years of experience working with clients in conflict regions, we have the expertise to provide your organization with the right business insurance coverage anywhere in the world.* WorldAuto, our international commercial auto insurance policy, is underwritten by Lloyd’s of London.

*Subject to certain country restrictions. Contact us for more information.

Additional Policies for All Your Needs

Continue protecting your organization with these other insurance solutions:

Related Policy

Combined Liability Coverage

Protect your organization from liability claims involving injuries, pollution, terrorism attacks and more. Discover how Combined Liability Insurance can provide you with peace of mind.

Combined Liability Coverage

Related Policy

Cargo & Transit Coverage

Protect your organization’s goods from origin to destination from piracy, hijacking and more. Discover how Cargo & Transit Insurance can keep your business moving.

Cargo & Transit Coverage

Helpful Resources

Find tips, trends, and perspectives to help you confidently make decisions and navigate challenges internationally with peace of mind. Read how you can live, operate, and manage risks abroad.

The Need for Specialized Insurance: Why Mass Market Insurance Falls Short for High Net Worth Individuals

As a high net worth individual, you understand the immense responsibility

International NGO Recruitment Strategies: Attract & Retain the Top Nonprofit Employees

How NGOs Can Hire for Impact and Build a Committed Workforce

Minimizing Risk, Maximizing Impact: Critical Insurance Coverages for NGOs

When you’re running an international nonprofit or NGO of any size, the nonprofit

We are Here to Help

Still have questions? Fill out the form below and get in contact with a Clements Business Insurance Advisor today.

From quote to claim, our licensed account executives can service all your commercial insurance needs.