International Health Insurance

Worldwide health insurance is designed for expats or people working abroad for a prolonged period of time. It extends well beyond standard health insurance or business insurance. If these circumstances apply to you, then you should purchase an international health insurance policy.

With Clements, you can get coverage from an international health insurance policy in minutes. Fill out the application form, get a quote, and you can be covered by your global health insurance policy in no time.

Many countries don’t offer health insurance to expats of the bet. Even if you can get a local coverage, it is likely not going to be international, so it will not provide you with coverage should you decide to move to another country, travel abroad, or visit your home country.

Additionally, some countries require expats to have health insurance as part of visa requirements.

We at Clements can issue policies that will help meet any visa requirements for expatriates moving overseas, as well as policies to cover expatriates who are already living overseas.

Consider your circumstances and needs when deciding if you should buy health insurance in a foreign country. Compare your options to ensure you have adequate coverage for your needs, including emergency care, hospitalization, prescriptions, pre-existing conditions, travel medical coverage in other countries., and any exclusions.

Yes, health plans at Clements are flexible and can follow you as you move from one country to another, worldwide.

Yes, we highly recommend that you get health insurance before traveling to another country. Domestic insurance will most likely not cover its citizens living abroad. Medical emergencies, accidents, and illnesses can be costly, and in our post-Covid world more countries are now requiring health insurance for their Visa requirements.

Yes, absolutely. At Clements we offer both long term (typically six months or more) and short term (for vacation and short-term business travel). If you are unsure, please submit our form and speak to one of our representatives who can guide you to the right plan.

Yes, Clements provides health insurance coverage around the globe. The only exceptions are countries who are currently sanctioned.

Because we are a broker, Clements has access to multiple international medical insurance plans, which means we are not a one-size-fits-all health insurer; we can tailor the plan that is best suited for you.

Yes, generally, our plans allow you to choose the hospital, clinic, or doctor of your choice.

Yes, generally our health plans are cafeteria-style, meaning our clients can pick and choose from a myriad of options and select benefits they want or don’t want including medical, dental, vision, medical evacuation, and more.

Depending on your needs, we have health plans that can be booked immediately, as well as other plans that will need further steps and can take a few days to complete.

International health insurance premiums depend on many factors, such as your age, the policy you choose, and your personal circumstances. We have multiple options with various degrees of customization available. Whatever the cost of your policy, you can rest assured that Clements offers the best possible price. Once you fill out our quote request form, we will work with you to find the best health insurance policy for your unique needs.